- 24445 Hawthorne Blvd #201, Torrance CA 90505
- Mon - Fri (09:00 AM - 05:00 PM) and by appointment
At Finance West Lending, we help homeowners age 62 and older turn their home equity into financial freedom with a Reverse Mortgage. Also known as a Home Equity Conversion Mortgage (HECM), this powerful loan program allows you to access cash, eliminate monthly mortgage payments, and stay in your home—all while maintaining ownership.
For many retirees, a reverse mortgage is a smart way to supplement retirement income, cover medical expenses, or simply enjoy more financial flexibility.
You remain responsible for property taxes, homeowners insurance, and maintenance, but your mortgage payments stop.
Receive funds as a lump sum, monthly payment, or line of credit.
You retain ownership and can live in your home as long as it’s your primary residence.
Backed by the FHA for added security.
Cover living expenses, healthcare, home improvements, or travel.
Turn your home equity into steady cash flow.
Free up your budget for other priorities.
Use funds for medical bills, in-home care, or emergencies.
Your home can still be passed down, with heirs able to repay the loan or sell the property.
Repayment happens only when you no longer live in the home.
Unlike HELOCs or home equity loans, a reverse mortgage doesn’t require monthly repayment.
Stay in your home while unlocking equity.
Funds can be structured to fit your needs, not just a lump sum with fixed payments.
You may be eligible for a reverse mortgage if you:
Are 62 years or older.
Own your home outright or have significant equity.
Live in the home as your primary residence.
Stay current on property taxes, insurance, and maintenance.
A reverse mortgage could be the right choice if you:
Want to stay in your home while improving cash flow.
Need additional income in retirement.
Prefer the option of no monthly mortgage payments.
Want to use your home equity to enjoy retirement on your terms.
At Finance West Lending, we provide trusted guidance for seniors and their families. Our team ensures you understand every detail and make the decision that’s right for your financial future.
We’ll help you:
Explore reverse mortgage eligibility.
Understand your payout options.
Compare a reverse mortgage with other retirement strategies.
Navigate the process with clarity and transparency.
Take control of your retirement with a Reverse Mortgage from Finance West Lending. Our specialists are here to answer your questions and guide you through every step.
Let the Experts at Finance West give you the Options to Explore the Benefits
310-373 2000
LoanOfficer@FiWest.com
DRE 01970326 NMLS 1494813
