- 24445 Hawthorne Blvd #201, Torrance CA 90505
- Mon - Fri (09:00 AM - 05:00 PM) and by appointment
Watch this short video to learn how you can use your home’s equity to purchase your new home before selling!
Now you can take equity from your current home and buy your new house before selling your current one. All at one time, in one process. No need to first cash out refinance or sell you house.
It’s done in one simple process.
This program combines a cash-out refinance on your current home with the purchase loan for your new home—closed together, underwritten by the same bank, the same underwriter, at the same time. No coordination headaches.
You’re approved based on your ability to afford just the new home—not both. The refinance is treated as non-existent for qualification purposes. The bank’s management pre-approves you before you make an offer.
With our pre-approval in hand, you and your agent can submit a clean, non-contingent offer—without needing to sell your current home first. That makes your offer very strong.
Your current property just needs to be listed for sale at least 5 days before closing. It doesn’t need to be under contract or sold—just listed.
Two days before closing, the refinance funds are wired from the escrow handling your refinance to the escrow for your new home’s down payment. Simple, seamless, and stress-free.
There’s no deadline or pressure to sell your home. You stay in control.
This program opens the door for home buyers who have thought they were stuck. No juggling, no hard money, or private loans.
Just smart structuring.
No — that’s exactly what this program solves. The Bridge Loan lets you purchase your new home first using equity from your current home, without having to sell or even have it under contract first.
No. That’s one of the biggest advantages of this program. You only qualify based on your ability to afford the new home — the refinance on your current home is not counted against you for qualification purposes.
Your current home simply needs to be listed for sale at least 5 days before closing. It does not need to be sold or even have an offer — just listed on the MLS.
Two days before closing, the equity funds from the refinance on your current home are wired directly to the escrow handling your new home purchase. It’s seamless — no out-of-pocket down payment needed.
Yes! Because you’re pre-approved before making an offer, you can submit a clean non-contingent offer — which is significantly more attractive to sellers in today’s competitive market.
DRE 01970326 NMLS 1494813
