- 24445 Hawthorne Blvd #201, Torrance CA 90505
- Mon - Fri (09:00 AM - 05:00 PM) and by appointment
Get support to cover your down payment and make homeownership possible.
Flexible funding options designed for real estate investors.
Use your assets, not just income, to qualify for a mortgage. Specialty Investor Programs
Short-term financing to help you move seamlessly between properties.
Finance your next renovation or investment property project.
Unique loan solutions for self-employed or non-traditional borrowers.
VA loans have amazing features:
Conforming Loans are loans offered or guaranteed by Fannie Mae and Freddie Mac. In most cases, they are the guarantors, not the originators. They offer very versatile guidelines and have competitive rates. Conforming loans allow for as little as 3% down payment. Conforming loan amount limits are determined each year for each county and make adjustments for high cost of living.
They offer unique features such as:
Jumbo loans are generally considered loans with loan amounts above the conforming limit. Rates and terms vary a great deal. Portfolio loans are loans the bank ‘keep on their books’, which means they do not sell them to the secondary market (i.e. outside investors). That means they can offer terms that are unique, as long as they are within the limits required by federal regulation.
Non-QM Loans are a fast growing segment of loan programs that fall outside the traditional loan offerings. They solve an important niche and solve problems for clients that have specific challenges and who can’t qualify for the traditional loan programs.
Client & Commercial Realtor
Incredibly knowledgeable, approachable and responsive.
Repeat Client
Best mortgage broker ever !
Repeat Client
I always encourage everyone to get more than one mortgage quote. However, I guarantee Stephan will match if not beat the other offer. I have no idea how he does it, but he always does.
Client
Outstanding firm! The level of professionalism and knowledge Finance West offers their clients is simply the best. A company who truly understands and is committed to provide the best service to the client.
Client
Above and beyond. We had a very complex 1031 exchange and multiple mortgages with multiple entities. Stephan and his team worked tirelessly to ensure we closed on our properties. Professionality and excellence personified. We will be coming back for all our financing needs in the future.
Client & Realtor
Stephan is the best lender hands down. He is very intelligent and cares about every transaction big or small. He has done several loans for me and my clients and I am confidant and happy to refer him to all my clients.
DRE 01970326 NMLS 1494813
