- 24445 Hawthorne Blvd #201, Torrance CA 90505
- Mon - Fri (09:00 AM - 05:00 PM) and by appointment
At Finance West Lending, we provide fast, investor-focused
financing that helps experienced real estate professionals scale
their fix-and-flip projects with confidence and efficiency. Quick
approvals, flexible terms, and rehab-inclusive loans – so you can
move fast and turn properties into profit.
Fast pre-approval lets you act decisively, submit offers with confidence, and outpace competitors in tight markets.
We use industry-savvy teams and smart tech to deliver approvals quickly and keep your flip on schedule.
Simplify financing and eliminate the need for secondary loans — everything rolls into one clean mortgage.
Often rolled into the loan, with exemptions available for certain borrowers.
Ideal for seasoned investors with multiple successful flips in the past year, though extensive lifetime fix-and-flip experience also qualifies.
Submit basic project details — purchase price, rehab budget, scope of work, and estimated after-repair value (ARV) — and receive a tailored quote within 24–48 hours.
Financing typically covers up to 90% of the purchase price and 100% of the rehab cost (purchase + renovation), maximizing your capital efficiency. This can vary based on project specifics and experience level.
Designed with typically 12 month terms, our program aligns with the fast-paced timelines of flipping projects.
You’re a great candidate if you:
Have a proven track record with at least a few successful flips in the past year.
Want to finance both purchase and renovation in one streamlined loan.
Are also qualified if you are a fix and hold investor, all you need to do is to demonstrate substantial rehab experience with your past projects.
Need fast, reliable funding — whether it’s a single-family home, multi-unit, or small multifamily.
Prefer a short-term loan tailored to your exit strategy, not a decades-long commitment.
Let us know the purchase price, est rehab budget, scope of work, and ARV estimate — even before you have your offer accepted.
Receive a customized loan offer — usually within couple of days
Get approved and close — fast — so you can focus on what matters: renovating and selling
Your Mortgage Experts Are Available to Discuss Your Next Project
The program can finance up to 90% of the purchase price and 100% of the rehab costs, so you’re not tying up large amounts of your own capital. Exact amounts can vary based on the project and your experience level.
Credit score is not the primary factor here. Underwriting decisions are based more on the property’s potential — specifically the after-repair value (ARV) — and your experience as an investor. Smart deals with strong numbers move faster.
Simply submit the purchase price, estimated rehab budget, scope of work, and your ARV estimate and your experience as an investor and flipper — even before your offer is accepted. You’ll typically receive a customized loan quote within 24–48 hours.
Fix & Flip loans are short-term, typically 12 months, designed to align with the fast-paced timeline of flipping projects — not a long-term commitment.
The program is best suited for investors with a proven track record of successful flips. However, fix-and-hold investors with substantial rehab experience may also qualify. If you’re unsure whether your experience level qualifies, reach out for a quick conversation.
A California mortgage lender offering flexible loan programs, creative financing, and personalized guidance for homebuyers and investors.
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