Jumbo Loans | Finance West Lending

Financing for High-Value Homes

At Finance West Lending, we understand that some homes require more financing than conventional loan limits allow. That’s where Jumbo Loans come in. Designed for buyers and homeowners in need of larger loan amounts, Jumbo Loans make it possible to finance luxury homes, properties in high-cost areas, and unique real estate opportunities.

If your dream home exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, a Jumbo Loan provides the flexible financing you need.

Key Features of Jumbo Loans

Loan Amounts Above Conforming Limits – Finance properties that exceed local conforming loan limits.

Flexible Down Payment Options – Ranging from as low as 10% down, depending on your situation.

Competitive Interest Rates – Despite larger balances, rates remain competitive.

Available for Primary, Secondary, or Investment Homes – Flexibility for different property types.

Fixed or Adjustable Terms – Choose from 30-year fixed, 15-year fixed, or ARM options.

Jumbo Loan vs. Conforming Loan

Higher Loan Limits – Conforming loans are capped (varies by county), while Jumbo Loans cover larger amounts.

Stricter Qualification Standards – Jumbo Loans typically require higher credit scores and strong financials.

Down Payment Differences – Conforming loans allow lower down payments, while Jumbo often requires more equity.

Property Flexibility – Jumbo financing is often used for luxury homes, vacation homes, or investment properties.

Benefits of Jumbo Loans

Buy the Home You Really Want – Without being limited by conforming loan caps.

One Loan vs. Multiple Mortgages – Finance your home with a single mortgage instead of stacking loans.

Flexible Terms – Choose from fixed or adjustable rates depending on your financial goals.

Strong Investment Potential – Perfect for high-value real estate in competitive markets.

Is a Jumbo Loan Right for You?

A Jumbo Loan may be the best fit if you:

Want to finance a luxury property or a home in a high-cost area.

Need a loan amount above conforming loan limits.

Have strong income, credit, and assets.

Prefer the convenience of financing your home with one loan.

Why Choose Finance West Lending?

At Finance West Lending, we specialize in Jumbo Loans and tailor financing to meet the needs of buyers in high-value markets. Our team provides:

Expert guidance on Jumbo Loan requirements.

Access to competitive Jumbo mortgage rates.

Flexible options including fixed-rate and ARM Jumbo mortgages.

Personalized service for smooth, efficient closings.

Start Your Jumbo Loan Application Today

If you’re purchasing a high-value home or refinancing a large existing mortgage, a Jumbo Loan from Finance West Lending gives you the financing power you need.