Fix & Flip Financing | Finance West Lending

Speed, Flexibility & Funding to Flip with Confidence

At Finance West Lending, we provide fast, investor-focused financing that helps experienced real estate professionals scale their fix-and-flip projects with confidence and efficiency. Quick approvals, flexible terms, and rehab-inclusive loans — so you can move fast and turn properties into profit.

Program Highlights

Investor Experience MattersIdeal for seasoned investors with multiple successful flips in the past year, though extensive lifetime fix-and-flip experience also qualifies

Streamlined Pre-Approval Process

Submit basic project details — purchase price, rehab budget, scope of work, and estimated after-repair value (ARV) — and receive a tailored quote within 24–48 hours

Generous Loan-to-Cost (LTC) Options

Financing typically covers up to 90% of the purchase price and 100% of the rehab cost (purchase + renovation), maximizing your capital efficiency. This can vary based on project specifics and experience level

Short-Term, Rehab-Ready Funding

• Designed with typically 12 month terms, our program aligns with the fast-paced timelines of flipping projects

Why Choose Finance West Lending for Your Investment Strategy?

Quick Financing Means Winning Offers
Fast pre-approval lets you act decisively, submit offers with confidence, and outpace competitors in tight markets

Efficient Underwriting That Respects Your Timeline
We use industry-savvy teams and smart tech to deliver approvals quickly and keep your flip on schedule

One Loan Covers Purchase & Rehab
Simplify financing and eliminate the need for secondary loans — everything rolls into one clean mortgage.

Real Estate–Centric Underwriting
Our decisions hinge more on the property’s potential (ARV) and less on your credit score — meaning smart deals move faster

Is This Program Right for You?

You’re a great candidate if you:

Have a proven track record with at least a few successful flips in the past year. You are also qualified if you are a fix and hold investor, all you need to do is to demonstrate substantial rehab experience with your past projects.

Want to finance both purchase and renovation in one streamlined loan

Need fast, reliable funding — whether it’s a single-family home, multi-unit, or small multifamily.

Prefer a short-term loan tailored to your exit strategy, not a decades-long commitment.

How to Get Started

Let us know the purchase price, est rehab budget, scope of work, and ARV estimate – even before you have your offer accepted.

Receive a customized loan offer — usually within couple of days

Get approved and close — fast — so you can focus on what matters: renovating and selling