Comparing 50 year to 30 and 15 year mortgages
Mortgage Comparison: 50-Year Fixed Rates vs 30 and 15-Year Important: 50 year mortgages are NOT available but they are in the news. To give you some insights, we are using a hypothetical scenario. This is not a quote, just for illustration purposes and education. Understanding Your Home Loan Options: A Complete Analysis When you’re shopping […]
How Much House Can I Afford in California
How Much House Can I Afford in California? (Complete Income Breakdown Guide) Calculate how much house you can afford in California based on your income. Expert mortgage broker guide to home affordability, DTI ratios, income requirements, and qualifying strategies for California homebuyers. If you’re planning to buy a home in California, the very first question […]
Predicting Mortgage Rates 2026
Mortgage Rates Forecast for 2026: Why Predictions Are Worthless (and What Actually Matters) Mortgage rate predictions for 2025 are unreliable. Learn why mortgage rate forecasts fail and what California homebuyers should focus on instead with expert guidance from Finance West Lending. Every January, the same ritual repeats itself across the mortgage and real estate industry. […]
First-Time Home Buyer Mistakes to Avoid
First-Time Homebuyer Mistakes to Avoid in California Avoid costly first-time homebuyer mistakes in California. Learn the top 10 errors that delay or derail home purchases and how to successfully buy your first home with expert mortgage guidance. Buying your first home in California is one of the most exciting—and overwhelming—experiences you’ll ever have. With home […]
Cash Out Refinancing – When does it Makes sense
How to Remove PMI in California Without Refinancing Learn how to remove PMI from your California mortgage without refinancing. Discover proven strategies to eliminate private mortgage insurance and save $150-$600 monthly with expert guidance. If you purchased your California home with less than 20% down payment, you’re almost certainly paying PMI (Private Mortgage Insurance) every […]
Using Rental Income To Qualify
How to Use Rental Income to Qualify for a Mortgage in California Learn how to use rental income to qualify for a mortgage in California. Discover how multi-family homes, ADUs, and house hacking can increase your buying power with expert mortgage broker guidance. If you’re looking to buy a home or investment property in California, […]
DSCR Loans – A complete Guide
What Is a DSCR Loan? Complete Guide for California Real Estate Investors in 2025 If you’re investing in rental properties anywhere in California, you’ve definitely heard the term DSCR loan. At Finance West Lending, we’ve seen these specialized investment property loans absolutely explode in popularity over the past few years, especially in high-demand California markets […]
Buying A Home As A Self-Employed
How to Buy a House in California When You’re Self-Employed in 2025 If you’re self-employed anywhere in California, you’ve probably heard the frustrating myth that it’s incredibly hard to qualify for a mortgage when you work for yourself or own your own business. At Finance West Lending, we hear this concern from California entrepreneurs, freelancers, […]
South Bay Real Estate Market Update
South Bay Real Estate Market Update 2025: What Buyers Need to Know The South Bay continues to be one of the most desirable and intensely competitive real estate markets in all of Southern California. At Finance West Lending, we’re based right here in the South Bay, and we help buyers navigate this market every single […]
Los Angeles Home Prices in 2025
Los Angeles Home Prices in 2025: What Buyers Need to Know Right Now The Los Angeles housing market is unlike any other real estate market in America. It’s fast-moving, intensely competitive, and consistently ranks among the highest-priced housing markets in the entire country. At Finance West Lending, we work with LA buyers every single day, […]