Home Purchases | Finance West Lending

Congratulations on Your Decision to Buy a Home!

Buying a home is one of life’s biggest milestones—and at Finance West Lending, we’re here to make the process simple, stress-free, and exciting. Whether you’re a first-time homebuyer or upgrading to your dream home, we’ll guide you every step of the way.

The first step? Finding out how much home you can afford right now. With today’s market, knowing your buying power is key to shopping with confidence.

How Much Home Can You Afford?

Your home-buying journey starts with understanding your budget. A mortgage pre-qualification or pre-approval helps you:

Know Your Price Range – Shop with confidence, knowing exactly what you can afford.

Stand Out to Sellers – A Pre-approval letter from a reputable lender is essential to show the seller that you’re a serious buyer.

Lock in Your Options – Compare rates and loan types before you start house hunting and be sure your mortgage payments are within your budget

 Start your Pre-Approval Process today to see how much home you qualify for.

Mortgage Options for Homebuyers

Every buyer’s situation is unique. That’s why Finance West Lending offers a full range of mortgage programs to fit your needs:

FHA Loans – Low down payment options for first-time buyers.

VA Loans – Exclusive benefits for veterans and active-duty service members. If you are a qualified Veteran, that is the best option for you

Conventional Loans – Fannie Mae and Freddie Mac guarantee the vast majority of loan in the country. A Conforming loan is often the best choice for the majority of home buyers. 

Jumbo Loans – For high-value homes that exceed conforming loan limits (loan guaranteed by Fannie Mae and Freddie Mac), Jumbo Loans are often the only choice. 

ARM Loans – Adjustable-rate mortgages with lower initial payments can offer lower rates then long term fixed loans, like a 30 year fixed loan. It can be a good an alternative depending on your time horizon and personal financial situation.

Renovation Loans – Buy and improve a fixer-upper in one mortgage. It’s a often overlooked option that gives you the option to buy a home with deferred maintenance and gives you a budget to make repairs right from the start.

No matter your budget, credit score, or homeownership goals, we’ll match you with the right mortgage program.

The Home Purchase Process with Finance West Lending

Get Pre-Approved – Find out your home affordability and strengthen your offer.

Shop with Confidence – Search for homes that fit your approved budget.

Choose Your Loan Program – We’ll help you compare FHA, VA, conventional, jumbo, and more.

Close with Ease – Our expert team makes the mortgage process smooth from start to finish.

Why Choose Finance West Lending?

At Finance West Lending, we know homeownership is more than a transaction—it’s a life decision. That’s why we provide:

Personalized guidance tailored to your financial situation.

Access to competitive mortgage rates and terms.

A wide range of loan programs to fit every buyer.

A smooth, stress-free closing process.

Start Your Home Buying Journey Today

Congratulations again on your decision to purchase a home—it’s a big step, and we’re here to help you succeed.