- 24445 Hawthorne Blvd #201, Torrance CA 90505
- Mon - Fri (09:00 AM - 05:00 PM) and by appointment
At Finance West Lending, we know that many homes need a little work to become your dream home. With renovation loans, you can finance both the cost of the property and the cost of repairs or upgrades in one convenient mortgage.
Whether you’re buying a fixer-upper, making energy-efficient improvements, or upgrading your current home, renovation loans like the FHA 203(k), Fannie Mae HomeStyle®, and Freddie Mac CHOICERenovation® give you the flexibility to buy, refinance, and renovate—all in one loan.
Combine purchase price (or refinance) with renovation costs.
Especially with FHA 203(k) financing.
From kitchens and bathrooms to roofs, flooring, and energy upgrades.
Choose government-backed or conventional renovation financing.
Upgrade your home while keeping one monthly payment.
The FHA 203(k) loan is a government-backed program that makes it easier to finance needed repairs and improvements.
As little as 3.5% down.
Ideal for borrowers with moderate credit scores.
From new appliances to structural improvements.
Buy a home that needs work and make it your own.
The HomeStyle Renovation Loan offers conventional financing for a wide range of projects.
Competitive interest rates and flexible terms.
Unlike FHA 203(k), it can be used for additions like pools or upscale finishes.
Broader eligibility than FHA.
Finance high-value improvements with one mortgage.
The CHOICERenovation Loan is another flexible conventional option.
Combine costs into a single mortgage.
Covers improvements to make homes safer against natural disasters.
Like HomeStyle, it’s available beyond just primary residences.
With the security of a conventional loan.
Renovation loans typically offer lower rates than personal loans or credit cards.
Finance major projects that might be out of reach with a HELOC or cash-out refi.
Easier to manage than juggling multiple financing options.
Don’t settle—upgrade as you buy.
Renovations can boost long-term equity.
Combine purchase and renovation with lower down payment options.
Choose the program (FHA or conventional) that fits your situation.
A renovation loan could be your best choice if you:
Want to buy a fixer-upper and roll repairs into your mortgage.
Plan to remodel your current home with a refinance.
Need flexible financing for major projects.
Want to build equity faster by improving your home’s value.
At Finance West Lending, we make renovation loans simple. Our mortgage specialists help you:
Compare FHA 203(k), Fannie Mae HomeStyle, and Freddie Mac CHOICERenovation.
Understand guidelines and eligible improvements.
Work with approved contractors to streamline the process.
Close with confidence, knowing your project is fully financed.
Ready to turn your home into everything you’ve envisioned? With Finance West Lending, renovation financing is simple, affordable, and designed around your goals.
Let the Experts at Finance West give you the Options to Explore the Benefits
310-373 2000
LoanOfficer@FiWest.com
DRE 01970326 NMLS 1494813
