VA Loans | Finance West Lending

Home Financing Benefits for Veterans and Service Members

At Finance West Lending, we proudly serve those who serve our country. VA loans—backed by the U.S. Department of Veterans Affairs—make homeownership more affordable and accessible for qualified veterans, active-duty service members, and eligible surviving spouses.

With no down payment, no private mortgage insurance (PMI), and competitive interest rates, VA loans are one of the most powerful benefits available to those who have served.

Key Features of VA Loans

No Down Payment Required – Buy a home with zero down in most cases.

No PMI (Private Mortgage Insurance) – Save hundreds per month compared to other loan programs.

Competitive Interest Rates – VA backing allows lenders to offer lower-than-average rates.

Flexible Credit Guidelines – More forgiving requirements make it easier to qualify.

One-Time VA Funding Fee – Often rolled into the loan, with exemptions available for certain borrowers.

Available for Purchase or Refinance – Use a VA loan to buy your dream home or refinance your existing mortgage.

Benefits for Veterans and Service Members

Affordable Path to Homeownership – Keep more money in your pocket with no down payment and no PMI.

Lower Monthly Payments – VA loan terms and rates often translate to lower payments.

Refinance Options – Take advantage of the VA Interest Rate Reduction Refinance Loan (IRRRL) or cash-out refinance programs.

Lifetime Benefit – Your VA loan entitlement is a benefit you can use again and again.

Support for Families – Eligible surviving spouses may also qualify for VA loan benefits.

Who Qualifies for a VA Loan?

You may be eligible for a VA loan if you are:

An active-duty service member.

A veteran who meets service requirements.

A member of the National Guard or Reserves.

An eligible surviving spouse of a service member.

Our team can help you confirm your eligibility and guide you through the process of obtaining your Certificate of Eligibility (COE).

Why Choose Finance West Lending?

At Finance West Lending, we understand the unique needs of veterans and military families. Our experienced team specializes in VA loans and provides the dedicated service you deserve.

We’ll help you:

Confirm your eligibility and obtain your COE.

Compare VA loan rates and terms.

Navigate the process with personalized support from start to finish.

Close quickly and efficiently so you can move into your new home with confidence.

Start Your VA Loan Journey Today

Your service has earned you this powerful home financing benefit. Let Finance West Lending help you maximize the advantages of a VA loan.